Terms & Condition
Terms & Condition
Effective Date: 24 May 2025
Legal Entity: ThinkFinny Tech Labs Private Limited
Products: Finny Mobile App · Finny Websites (finny.club · finny.money)
1. Acceptance of Terms
By downloading, accessing, or using the Finny mobile app or websites, you agree to these Terms and Conditions.
If you do not agree, refrain from using our services.
2. Services Offered
Finny operates under SEBI-registered investment advisor licence, offering:
FIRE and Goal-based financial planning
Investment advice compliant with SEBI regulations
Tax advisory and filing services
Lending advisory services
Insurance advisory services
Data aggregation via regulated consent (e.g., Account Aggregator, EPFO, Credit Bureaus)
Our services are tailored to help you make informed, compliant financial decisions aligned with your goals.
3. User Eligibility
You must be 18 years or older and legally capable of entering into contracts under applicable laws.
4. Account Registration
For personalized services, you may need to register. You agree to:
Provide accurate, complete information
Keep your login credentials secure
Notify us immediately of any unauthorized use
5. Permissions and Data Usage
Finny may request access to:
SMS (for OTP autofill – optional)
Personal & financial data, with your explicit consent
EPFO & Credit Bureau data in compliance with regulations
We handle your data in accordance with our Privacy Policy.
6. Nature of Advice and Fiduciary Responsibility
As a SEBI-registered advisor, Finny operates under regulations requiring us to:
Act in your best interest
Provide transparent, risk-informed investment advice
Tailor recommendations to your financial profile
Please note: All investments carry risks. Past performance does not guarantee future returns. Regular reviews with our advisors are encouraged.
7. Proprietary FIRE Age and FIRE Corpus Estimates
Finny provides indicative estimates for your FIRE (Financial Independence, Retire Early) age and corpus. These are based on current models and assumptions and are not guaranteed.
We disclaim any liability for decisions made based on these figures. They should be viewed as guidance, not as absolute projections.
8. Restrictions
You agree not to:
Copy, modify, or redistribute Finny content
Reverse-engineer or tamper with the app
Use services fraudulently or unlawfully
9. Intellectual Property
All content, trademarks, and proprietary materials are the exclusive property of ThinkFinny Tech Labs Private Limited.
10. Limitation of Liability
While we aim for accuracy and compliance, Finny is not liable for financial losses incurred from the use of our services.
Financial markets involve risks beyond our control.
11. Termination
We may suspend or terminate access if you violate these Terms or misuse our services.
12. Modifications
These Terms may be updated from time to time. You’ll be notified via:
Email
In-app alerts
Your continued use signifies acceptance of the updated Terms.
13. Governing Law
These Terms are governed by Indian law, with all disputes subject to the jurisdiction of courts in Bengaluru, Karnataka.
14. Contact Us
ThinkFinny Tech Labs Private Limited
📧 Email: support@finny.club
📞 Phone: +91 95351 11775
🏢 Address: 17143, Prestige Lakeside Habitat, Gunjur, Bengaluru – 560087
Effective Date: 24 May 2025
Legal Entity: ThinkFinny Tech Labs Private Limited
Products: Finny Mobile App · Finny Websites (finny.club · finny.money)
1. Acceptance of Terms
By downloading, accessing, or using the Finny mobile app or websites, you agree to these Terms and Conditions.
If you do not agree, refrain from using our services.
2. Services Offered
Finny operates under SEBI-registered investment advisor licence, offering:
FIRE and Goal-based financial planning
Investment advice compliant with SEBI regulations
Tax advisory and filing services
Lending advisory services
Insurance advisory services
Data aggregation via regulated consent (e.g., Account Aggregator, EPFO, Credit Bureaus)
Our services are tailored to help you make informed, compliant financial decisions aligned with your goals.
3. User Eligibility
You must be 18 years or older and legally capable of entering into contracts under applicable laws.
4. Account Registration
For personalized services, you may need to register. You agree to:
Provide accurate, complete information
Keep your login credentials secure
Notify us immediately of any unauthorized use
5. Permissions and Data Usage
Finny may request access to:
SMS (for OTP autofill – optional)
Personal & financial data, with your explicit consent
EPFO & Credit Bureau data in compliance with regulations
We handle your data in accordance with our Privacy Policy.
6. Nature of Advice and Fiduciary Responsibility
As a SEBI-registered advisor, Finny operates under regulations requiring us to:
Act in your best interest
Provide transparent, risk-informed investment advice
Tailor recommendations to your financial profile
Please note: All investments carry risks. Past performance does not guarantee future returns. Regular reviews with our advisors are encouraged.
7. Proprietary FIRE Age and FIRE Corpus Estimates
Finny provides indicative estimates for your FIRE (Financial Independence, Retire Early) age and corpus. These are based on current models and assumptions and are not guaranteed.
We disclaim any liability for decisions made based on these figures. They should be viewed as guidance, not as absolute projections.
8. Restrictions
You agree not to:
Copy, modify, or redistribute Finny content
Reverse-engineer or tamper with the app
Use services fraudulently or unlawfully
9. Intellectual Property
All content, trademarks, and proprietary materials are the exclusive property of ThinkFinny Tech Labs Private Limited.
10. Limitation of Liability
While we aim for accuracy and compliance, Finny is not liable for financial losses incurred from the use of our services.
Financial markets involve risks beyond our control.
11. Termination
We may suspend or terminate access if you violate these Terms or misuse our services.
12. Modifications
These Terms may be updated from time to time. You’ll be notified via:
Email
In-app alerts
Your continued use signifies acceptance of the updated Terms.
13. Governing Law
These Terms are governed by Indian law, with all disputes subject to the jurisdiction of courts in Bengaluru, Karnataka.
14. Contact Us
ThinkFinny Tech Labs Private Limited
📧 Email: support@finny.club
📞 Phone: +91 95351 11775
🏢 Address: 17143, Prestige Lakeside Habitat, Gunjur, Bengaluru – 560087